Navient is a very popular student loan provider and most of the students who are either Navient customers or interested in availing student loan from Navient search online for answers on Navient Student Loan, Navient Student Customer Service Loan Login, Navient Student Loan Forgiveness, How to make a Navient Payment, Navient Navigator, and Navient Law Suit.
If you are also in search for any of the above topics, then in this article we will try to provide all the necessary information related to Navient including the ones listed above.
What is Navient Student Loan?
Navient is a corporation based out of the United States and offers a variety of financial services. The main financial service offered by Navient is student loans and the company has over 12 million active customers who have availed student loans which worths close to $12 million.
Navient Student Loan Repayment Plans
Navient offers Federal Student Loans and Private Student Loans with different repayment plans. The three main repayment plans offered to Navient Student Loan customers are:
Navient Standard Repayment Plan:
With the Navient Standard Repayment Plan, repayment tenure can be anywhere from 10 to 30 years (depending on whether you have a Consolidated Loan or not). The monthly repayment amount will be fixed and starts at $50. The repayment amount will be calculated on the basis of your loan amount, which means the higher your loan amount is, the more you will have to pay as monthly repayment amount.
However, in comparison to other repayment plans offered by Navient, your repayment amount will decrease over time as your interest amount will be reduced.
2. Graduated Repayment Plan:
The Graduated Repayment Plan is for students who just graduated and helps them by offering a comparatively low repayment plan. In contrast to the Standard Repayment Plan, the repayment plan with the Graduated Repayment Plan starts with a small amount and then the interest rate increases over time thus increasing the total monthly repayment amount.
The repayment term again depends on whether your loan is a consolidated loan or not and can range between 10 to 30 years.
3. Extended Repayment Plan:
The extended repayment plan extends the repayment tenure to up to 25 years even if your loan is not a consolidated loan. Extended Repayment Plan can be opted by anyone who has a minimum of $30,000 in FFELP loan balance or Direct loan balance.
The Extended Repayment Plan can also be combined with a Standard Repayment Plan or a Graduated Repayment Plan.
How to do Navient Login to Access Navient Student Loan Account?
If you are a Navient student loan customer, then you will be provided with a Navient login account where you can log in can access all the loan and repayment information related to your Navient student loan.
Below is how you can easily perform the Navient Login procedure to access all your Navient student loan account information.
- First of all, access the official Navient student loan account login page by clicking here.
- Once you load the above webpage, you will be provided with respective spaces to enter your Navient User ID and Navient Password.
- After you enter the User ID and Password of your Navient student loan account, then you can tick the “Remember My User ID” option if you wish the browser to remember and auto-fill your Navient User ID the next time you try to perform the Navient login.
- Now, click on the “Log In” button.
And that is it. You have now successfully completed the Navient login procedure. You can now access all the information related to your Navient student loan account.
Navient Rate Reduction Program
The Navient Rate Reduction Program is a payment plan that is provided as an alternative to borrowers of student loan who are facing difficulties in repaying the loan amount with interest.
The Navient Rate Reduction Program offers student loan customers with a repayment amount with lower interest for a period of 6 months. Even though the monthly loan repayment amount will be lower, the total loan repayment amount will be higher than what was initially calculated if you opt for the Navient Rate Reduction Program.
Navient Customer Service
The Navient corporation has a dedicated Navient Customer Service team to address and resolve any type of issues and concerns that Navient student loan customers might have.
You can contact the Navient Customer Service team using the following details:
- 001 888-272-5543 (toll-free for US customers).
- 800-722-1300 (Navient Customer Service phone number toll-free for international customers).
- 317-806-0580 (standard Navient Customer Service contact number for international customers).
The United States Financial Protection Bureau along with the attorneys of the states of Washington and Illinois have indicted Navient for different charges. If you are an existing Navient student loan customer, then it is highly recommended that you read and be aware of these Navient Lawsuits in detail.
If you are eligible to claim fraud activity in the part of Navient, then you will need to file a separate Navient Lawsuit in your state. Being aware of the existing Navient Lawsuits is also recommended for people who are going to avail Navient student loans in the future to be in the safer side.
Navient Navigator is also known as the Navient Wellbeing Portal. The Navient Navigator is the official portal for Navient employees where they can get all the information related to their employment at Navient, their payroll, and other benefits.
If you are a Navient employee and if you are in search of how to perform the Navient Navigator login or Navient Wellbeing Portal login, then just follow the steps below.
- Visit the official Navient Wellbeing Portal (Navient Navigator) by clicking here.
- Now, click on the “Login” button.
- A new window will now open.
- Enter your Microsoft account login details and then click on the “Sign In” button.
You will now be successfully logged into the Navient Navigator portal.
We hope that this article on Navient including Navient Student Customer Service login was informative and helpful to you. In case you need any more help regarding any services or features offered by Navient, feel free to leave a comment below and we will help you out.